Title Agents in Naples, FL
Are you in the process of buying or selling a home? Are you a real estate agent or mortgage lender?
If you answered yes to either question, it won’t be long before you’re seeking additional information on title agents. From what they do, to how they can help your situation, you should have a clear understanding of where a title agency comes into play.
What to Expect
Generally speaking, a title agent’s primary responsibility is to conduct a search of property records to uncover any title defects or liens.
Buying real estate is full of many twists and turns, coupled with quite a bit of stress. This is often tied to concerns about receiving a property title that is free and clear.
With the help of a title agent, both the buyer and the mortgage lender have peace of mind in knowing that no title defects exist.
What is Title Insurance?
Although your title agent will conduct a search, there’s something you need to know: mistakes can and do happen when a piece of real estate changes hands.
Some of the most common mistakes are associated with forgeries, filing errors and undisclosed heirs. Since these are not always easy to identify, it’s possible something could slip through the cracks.
If you take out a mortgage to purchase a property, your lender will require you to purchase title insurance. This provides them (and you) with protection in the event that a mistake is made in regards to the title.
While you may not be required to purchase title insurance if you’re not securing a mortgage, it’s still in your best interest to do so.
Note: even though you only pay for title insurance one time upfront, you have coverage for as long as you are the owner of the home.
As you move closer to buying a home, don’t wait to start your search for the best title agent in Naples, FL. Doing so will give you a better idea of who can help with the process, as well as what they can offer someone in your position.
Naples Title Company
Action Title Services is the premier title company in Naples, FL. We are a company in which you can safely invest your trust. We guarantee professional services that handle your money securely, distributing funds with precision and accuracy, and ensuring you receive a property title that is clear of any defects. If you have any questions about title insurance, contact us today!